Your money grows with a guaranteed minimum interest rate.  It remains your money, and is available to pay for any qualifying LTC expenses you may have.

 

These are guaranteed interest rate products that combine the solid elements of fixed interest deferred annuities with the protective elements for end of life care.  

 

This end of life care is also known as long term care (LTC) benefits, but understand that the phrase "long term care" can describe care in your home, in an assisted living facility, or other places besides a long term care facility.  It means you have options for the type of care you may receive.

 

These annuities offer the opportunity to use a single premium, meaning a one-time payment can be leveraged up to 9 years to allow you to pay for protection and grow an asset simultaneously.